If you’ve suffered a burn injury at work, you’re likely asking yourself whether you can claim workers’ compensation.
Typically, in Minnesota, employees injured on the job have the right to file a claim. But when it comes to a specific injury like a burn, what does the law say?
This post will explore Minnesota workers’ compensation laws, whether they cover burn injuries, what steps to take, and how a St. Paul workers’ compensation lawyer can help protect your rights.
What Qualifies As a Burn Injury for Minnesota Workers’ Compensation?
Burn injuries range from mild to severe, and the workers’ compensation system in Minnesota recognizes various degrees of burn injuries.
Under Minnesota law, if the burn injury occurs in the scope of your employment, you are generally eligible to file for compensation.
Burn injuries are categorized by degrees:
- First-degree burns—only affect the skin’s outer layer, causing redness and pain;
- Second-degree burns—penetrate deeper layers, causing blisters, swelling, and more intense pain; and
- Third-degree burns—the most severe type of burn that destroys all layers of skin and possibly affects muscles and bones.
No matter the severity, if you have a burn injury at work, compensation from workers’ comp covers the expenses associated with your injury.
What Does Workers’ Compensation Cover for a Burn Injury at Work?
Workers’ compensation in Minnesota is designed to cover various expenses related to on-the-job injuries, including burn injuries. Here’s what you can typically expect burn injury compensation to cover:
- Medical bills—this includes emergency treatment, surgeries, skin grafts, medications, and follow-up visits;
- Lost wages—if your burn injury keeps you out of work, workers’ comp may provide wage replacement benefits, covering a portion of your lost income; and
- Rehabilitation and retraining—in some cases, you may need physical therapy or vocational training to return to the workforce, which can also be covered under workers’ compensation.
The benefits you are entitled to depend on the severity of the burn injury and its impact on your ability to work. The different levels of disability you can get include the following:
- Temporary total disability (TTD)—if you cannot work at all due to your injury, you may be eligible for TTD benefits;
- Temporary partial disability (TPD)—if you can work but at a reduced capacity, you may be eligible for TPD benefits; and
- Permanent partial disability (PPD)—if your injury results in a permanent disability, you may be eligible for PPD benefits.
The exact benefits you receive will depend on the severity of your disability, as evaluated by healthcare providers. Seek legal advice to ensure you receive appropriate compensation.
Which Types of Burn Injuries Are Covered by Workers’ Compensation?
Workers’ compensation can cover a wide range of burn injuries that occur during your regular work duties, including:
- Thermal burns—caused by contact with hot objects, flames, or steam;
- Chemical burns—the result of contact with corrosive substances; and
- Electrical burns—caused by contact with electricity.
If you were violating company safety policies, engaging in horseplay, or under the influence of drugs or alcohol when the injury occurred, your claim could be rejected.
What Steps Should I Take After Suffering a Workplace Burn Injury?
If you’ve suffered a burn injury at work, here are the immediate steps you should take to protect both your health and your workers’ compensation claim.
Seek Medical Attention
No matter the perceived severity of your burn, get treated immediately. In emergencies, visit the nearest hospital or burn unit.
Report the Injury
Notify your employer right away. Minnesota law gives you 14 days to report a workplace injury, but the sooner, the better.
Document Everything
Record how the burn happened, any witnesses, and your treatment process. You’ll need this documentation if there are any disputes over your claim.
File a Workers’ Compensation Claim
Once you report the injury to your employer, they should file a First Report of Injury (FROI) with their workers’ compensation insurance company. If your employer fails to do this, you may file the claim yourself.
It’s also important to report your injury immediately and seek medical care. Delayed reporting or waiting before getting medical help can complicate your claim. Prompt action is essential.
What Should I Do If My Burn Injury at Work Compensation Claim Is Denied?
If disability denies your workers’ compensation claim, don’t despair. It’s essential to keep fighting for what you deserve.
Denials occur for various reasons, such as incomplete paperwork, disputes over whether the injury was work-related, or missed deadlines.
You have the right to appeal the decision. You can request a hearing before a workers’ compensation judge to resolve disputes, but winning such an appeal is a technically complex endeavor.
Therefore, having an experienced Minnesota workers’ compensation lawyer by your side can make a significant difference in the outcome.
Do I Need a St. Paul Workers’ Compensation Lawyer for a Burn Injury Claim?
While it’s possible to file a workers’ compensation burn injury claim on your own, having a lawyer is often in your best interest, especially for complex cases like severe burn injuries.
Insurance companies frequently try to minimize payouts or deny claims outright.
A skilled St. Paul workers’ compensation lawyer can provide invaluable assistance by:
- Properly and timely filing your claim,
- Gathering evidence to prove the connection between your burn injury and job duties,
- Negotiating with the insurance company to get you the full compensation you deserve, and
- Representing you in appeals or hearings if your claim is denied or disputed.
At Arechigo & Stokka, our attorneys have a deep understanding of Minnesota workers’ compensation laws and a proven track record of helping injured workers secure the benefits they need.
From handling paperwork to fighting denials, we’re here to relieve the stress of the claims process.
Get the Help You Need for Your Workers’ Compensation Burn Injury Case
If you’ve suffered a burn injury at work, you shouldn’t have to worry about how to pay for medical bills or replace lost wages.
Minnesota workers’ compensation laws are designed to protect employees, but the process can be complicated.
Let the experienced St. Paul Criminal Defense Attorney & Workers Compensation Law Offices of Arechigo & Stokka guide you through every step of your claim.
With a strong track record of achieving results for injured workers, our firm is prepared to advocate for your rights. Contact us today to discuss your case, and let us help you recover the benefits you deserve.
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