One of the key ideas behind workers’ comp laws is that the employer provides a benefit to an employee that covers any on-the-job injury.
Regardless of what that injury may be and without having to determine who was at fault.
The fact is that there are real limits behind the type of injury and even how the injury occurred.
Such an exclusion occurs when an employee becomes injured while engaging in illegal activity or if the injury was self-inflicted.
If the injury occurred while the employee was under the influence of drugs or alcohol, then they will not be covered.
An employee may also not be covered if they were engaging in restricted activity.
Injured on the job? Workers’ comp benefits may help you pay your living expenses, as well as provide you with the medical care and vocational services that you need.
Understanding the Types of Workplace Injuries
An injury incurred on the job is not considered a valid injury for work comp purposes if it was an injury that occurred due to committing a crime, did not occur while on the clock, was self-inflicted, was due to a pre-existing condition unless worsened by current work, or resulted from the use of alcohol or drugs.
An injury may also not become covered by workers’ comp if determined that the injury occurred due to violating company policy.
Injuries that are covered under Minnesota work comp include physical injuries, including broken bones, head injuries, spinal injuries, amputated limbs, paralysis, eye injuries, burn injuries, repetitive motion injuries (carpal tunnel) and many others.
Illnesses also become covered if the illness suffered became caused by a hazardous job condition.
For instance, exposure to a toxic substance and exposure to substances that can cause cancer or respiratory illnesses can usually trigger Minnesota work comp benefits.
Mental illnesses or traumatic emotional experiences at work are tricky. These areas have gained some recent momentum under Minnesota work comp.
A person who experiences an event at work that causes emotional trauma resulting in post-traumatic stress disorder (PTSD).
PTSD could possibly qualify for Minnesota workers’ comp benefits. If deemed impossible for a person to return to work or a person can only work in a limited capacity because of the traumatic experience.
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Helping You Get the Compensation You Deserve
When you have experienced any of the aforementioned types of injuries, it is important to notify your employer, your doctor, and your Minnesota workers’ comp attorney.
That way the process toward filing your workers’ comp claim can begin.
Minnesota work comp benefits help get you through your injury, recover, and return to work.
How a Workplace Injury Attorney in St. Paul, Minnesota Can Help
As noted, several types of injuries become excluded from Minnesota work comp benefits.
It is not uncommon for an employer or the insurance company to claim a legitimate work comp injury falls under one of the excluded categories and thereby attempt to deny work comp benefits.
If you become injured on the job, our experienced St. Paul workers’ comp attorneys can help you obtain your benefits as soon as possible.
As well as remove a great deal of stress from the process.
Call us today to schedule your free consultation. There is no upfront fee if you decide to hire our workplace injury attorney in St. Paul, Minnesota to help recover your Minnesota work comp benefits.